# Why crypto

Crypto gives us:

* Common transparent rules for everyone;
* Free access to the financial system for everyone;
* Distribution of maximum benefit among people, removing middlemen.

The crypto industry ~~will change~~ changes a lot of things already, just as TCP/IP once [changed the world](#user-content-fn-1)[^1] and the global Internet network appeared.

Web3[^2] technologies emerged to [reduce economic transaction costs](#user-content-fn-3)[^3] and evolve the financial system.

Web3 contributes to the goal of creating a programmable economy in which the relationships between subjects are transparent, provable, decentralized — and executable through code.

[^1]: Just like the SMTP protocol gave us the email and changed the way people communicate.

[^2]: Let's assume that crypto, web3, and blockchain are somewhat synonymous within the narrative.

[^3]: With the help of:

    * uncensorable money;
    * decentralized governance;
    * self-sovereign identity.