# Introduction ## EarnPark: next-gen transparent earn interest platform In the next five years, the number of cryptocurrency users is expected to exceed 1 billion, creating the need for fundamental financial services tailored to digital asset users. Key areas of financial (banking) services include payments, lending, asset management, and asset protection. EarnPark is focused primarily on solving the challenge of capital growth for each user by utilizing fundamental investment approaches and Web3 technologies to reduce transaction costs and create a transparent product. The most successful fintech products in the Web3 space to date are cryptocurrency wallets and financial instruments. However, they have yet to achieve mass adoption due to the complexity of their interfaces, opening up significant market opportunities for improvement. Our goal is to create a cutting-edge platform and accessible products that bridge the worlds of CeFi and DeFi. We believe in decentralization and have already begun integrating DeFi solutions. However, current blockchain technologies do not yet allow for the full realization of this concept, which is why we employ a hybrid approach to provide users with maximum transparency and convenience. Despite its volatility, cryptocurrency remains one of the most promising asset classes over the 10-30 year horizon. We believe that the key to success is the accumulation of crypto assets in a portfolio. Every crisis that the crypto industry has faced has strengthened its ecosystem. The collapse of CeFi projects in 2022 exposed systemic issues, paving the way for new innovations that will drive further growth. We aim to address the issues of trust and yield by providing users with tools to manage their assets. Our mission is to rethink personal finance by creating solutions powered by both DeFi and CeFi, accessible to everyone. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.earnpark.com/business-whitepaper/introduction.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.