RoadMap
EarnPark plans to achieve its primary goal of capital growth and expand platform functionality through a series of development stages. In the initial phase, we are focused on the following key initiatives:
Mobile applications: Ensuring convenient and fast access to the platform via mobile devices, which will significantly improve user experience and broaden accessibility.
Swap functionality: Introducing the ability to rebalance portfolios through swaps, allowing users to hold assets on the platform without withdrawing funds. This will enhance asset management flexibility and improve user retention on the platform.
New assets and strategies: Continuously expanding the range of available assets and introducing investment strategies with a focus on a smooth transition to DeFi. This will allow users to maximize returns by utilizing a combination of CeFi and DeFi tools.
Deposit locks and portfolio analysis: Adding functionality for locked deposits and portfolio analysis tools to optimize investment strategies in line with users' individual financial goals.
Token integration: Alongside platform development, the platform will gradually implement and integrate mechanics for using the PARK token within the ecosystem, starting with APY Boost and evolving into more complex risk management and fee-related functions.
Once the key components are implemented, the platform aims to introduce additional banking and DeFi tools to create a comprehensive web3 fintech product that can be used by users in their daily lives.
Among the key features:
Savings account with up to 5% yield: Users will be able to earn interest on their balance by leveraging a hybrid CeFi and DeFi system.
Borrowing tools: Introducing a lending product to extend the functionality of the platform, giving users the ability to manage capital through borrowing.
Self-custody wallets: Implementing wallets for self-managed asset storage, providing users with full control over their funds and security. This is a key vector in the platform’s move towards decentralization.
Stages and timelines:
Phase 1 (Q4'24): Legal structure for token sale
Phase 2 (Q4'24): PARK Lounge launch
Phase 3 (Q1'25): Mobile Apps for iOS and Android (v.1)
Phase 4 (Q2'25): Token Sale (Tier 1-2) & Token mining
Phase 5 (Q2'25): Portfolio analytics v.1
Phase 6 (Q3'25): Transaction history
Phase 7 (Q3'25): Proof of Reserves
Phase 8 (Q4’25): DeFi IL Mitigation Protocol (MVP)
Phase 9 (Q4’25): Token staking
Phase 10 (Q4'25): Token Sale (Tier 3)
Phase 11 (Q1'26):
Token Sale (Tier 4)
Perp Vault strategies
Mobile apps: PIN and biometrics
Strategy performance charts v2
Phase 12 (Q2'26):
Token Sale (Tier 5, 6) and Launchpad
TGE and Token listing
On-chain vesting
PARK Points Converting
Passkey authentication
Public vesting page
Earn / Advanced Yield risk selector
Phase 13 (Q3'26):
PARK Staking
DEX listing
PARK token page
Earn and Portfolio split
Referral program v.2
EarnPark Trust Center
Mobile onboarding and push notifications
PARK / USDT swap on the platform
Phase 14 (Q4'26):
On-chain staking
Mining v.2
APY Boost (VIP tiers)
Fee discounts via PARK
Risk insurance for strategies
On-chain Proof of Reserves (validator-signed)
On-chain strategies on the platform
Tax reports for EU users
Phase 15 (Y'27):
Governance
PARK validator network
Proof of liabilities
Token utility expansion
AI Investment Assistant
EarnPark Debit Cards
Wallet as a product in Portfolio
New strategy page
Extended portfolio statistics
US Market Entry
Note: The roadmap may be adjusted based on market conditions and product priorities.
These steps will position EarnPark as a versatile platform for managing digital assets, where users can not only generate returns but also effectively manage risk and leverage cutting-edge CeFi and DeFi tools.
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